Home Buying Prep

Pre-Qualification

Contact a mortgage broker and find out what home price is appropriate for your budget. With answers to questions about your income, job history, and monthly bills a lender can often pre-qualify you in as little as one day. If you are unsure who to talk to, we can put you in contact with several local and national lenders we have worked with in the past who would be happy to help.
 
 

Pre-Approval

With a home-price range identified, you are ready to look at houses. When you find one you want to make an offer on, being pre-approved will put you ahead of the game. Pre-Approval means applying for a loan and receiving a letter from your lender detailing what you are pre-approved for. This letter makes your offer stronger as it indicates you are a serious, ready-to-go buyer and have the means to close on the home

Needs & Wants

To make decisions easier, we suggest you make two lists. List one is your “Must Haves”. This list should include items you need like number of bedrooms, price, location. List two is your “Wish List”. This should include things you want but aren’t absolutely necessary like a jetted tub or a basement wet bar. Having both lists will keep you focused as you compare homes.
 
 

Be Objective

When you fall in love with a home, be sure to consider if it meets all your current and future needs. We encourage you to visualize the rooms in the manner you will use them. New homes are always coming on the market, be patient and look for the one that is the best fit.

Make a good offer

We help you effectively structure an offer you are comfortable with. A good offer will highlight more than than price. Additional factors in an offer are contingencies like doing a home inspection for major deficiencies, the home appraising for a certain amount, closing date, etc. There are quite a few negotiating elements in an offer and the finer points can set yours apart from the others,especially in a competitive market .
 

Pre-Qualification

Contact a mortgage broker and find out what home price is appropriate for your budget. With answers to questions about your income, job history, and monthly bills a lender can often pre-qualify you in as little as one day. If you are unsure who to talk to, we can put you in contact with several local and national lenders we have worked with in the past who would be happy to help.

Pre-Approval

With a home-price range identified, you are ready to look at houses. When you find one you want to make an offer on, being pre-approved will put you ahead of the game. Pre-Approval means applying for a loan and receiving a letter from your lender detailing what you are pre-approved for. This letter makes your offer stronger as it indicates you are a serious, ready-to-go buyer and have the means to close on the home

Needs & Wants

To make decisions easier, we suggest you make two lists. List one is your “Must Haves”. This list should include items you need like number of bedrooms, price, location. List two is your “Wish List”. This should include things you want but aren’t absolutely necessary like a jetted tub or a basement wet bar. Having both lists will keep you focused as you compare homes.

Be Objective

When you fall in love with a home, be sure to consider if it meets all your current and future needs. We encourage you to visualize the rooms in the manner you will use them. New homes are always coming on the market, be patient and look for the one that is the best fit.

Make a good offer

We help you effectively structure an offer you are comfortable with. A good offer will highlight more than than price. Additional factors in an offer are contingencies like doing a home inspection for major deficiencies, the home appraising for a certain amount, closing date, etc. There are quite a few negotiating elements in an offer and the finer points can set yours apart from the others,especially in a competitive market .